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Can Improving Home Security Lower My Home Insurance Premiums?

Security is a major concern for any homeowner. In a time of rising crime rates, protecting our loved ones and property from break-ins and burglaries has become a top priority for many of us.

Is it a waste of time?

While properly securing your home will involve some expense, it is an investment that you will never regret. As well as acting as a major deterrent to would-be burglars, the right security measures will bring you complete peace of mind for years to come.

If expense is an issue when it comes to improving your home’s security, remember that is likely to save you money in the long-run. Not only will it significantly reduce the chances of rising insurance premiums and other expenses after break-ins, many insurance companies will actually reduce your premiums if you can show that you have properly secured your home.

Home Insurance Pictogram

If you have ever filled out a home insurance application form you will know that insurance companies take account of every aspect of your home’s security when calculating your premium. Alarm systems, deadlocks, CCTV, additional locks on windows, and security doors and screens can all help to reduce how much you pay.

In a nutshell, the more deterrents there are for any prospective burglar at your home, then the lower your home insurance premiums will be. Installing security doors and screens is an effective and cost efficient early measure, and will definitely be noted by your insurance company when they assess your home.

But are they actually worth it?

Rockingham Glass provide high quality security doors and screens to suit every need and taste. Trained professionals will advise you on all your options, whether deciding between hinged or sliding doors or even deciding on a design that fits in with your home’s décor.

All security doors and screens are made from the sturdiest materials and components, and are fitted with advanced triple lock mechanisms. Additionally, all doors fully comply with relevant Australian safety and security standards, ensuring that they are also fully compliant with insurance industry requirements.

We are living in a time when break-ins and, as a result, the cost of home insurance, are on the rise. Over a one-year period in 2011-2012, it was found that 249,800 (2.9 percent) of Australian homes were broken into. Perth, in particular, has suffered a significant upturn in crime in recent years. Offences against property rose 12 percent to 179,544 in 2015, while home burglaries were up 9 percent.

Properly securing your home with alarm systems, deadlocks, security doors and other measures can benefit you on a number of levels. Not only will you vastly reduce the chances of a break-in, you will also enjoy significantly lower insurance premiums while safeguarding the safety of your family and your home.

If you want to secure your home and take the first step towards reducing your home insurance premiums, come see us at our Crompton Road showrooms to discuss the right security door solution for you. Contact us today to arrange an appointment.

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Ian - Hammond Park

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